The discussion around the trend of "Buy Now, Pay Later" (BNPL) services for everyday items like burritos raises several economic and societal issues. At the core, commenters debate whether this financial mechanism is a sign of progress or a reflection of deeper economic problems. They express concerns that such services prey on individuals' need for immediate satisfaction, disregarding long-term financial health. While some argue that financing small purchases is no different from using credit cards, others warn that BNPL encourages poor budgeting and increases financial burdens. The overarching sentiment suggests a call for more sustainable economic solutions, weighing the ethics and implications of BNPL against a backdrop of stagnant wages and rising costs of living.