Lunna Loans has garnered varied feedback from users, highlighting both positive experiences and areas for improvement. Many users appreciate the streamlined application process and fast approvals, facilitating access to funds when needed. However, some have expressed concerns about interest rates and customer service experiences, citing long wait times for assistance. Overall, the sentiment is mixed, suggesting that while Lunna Loans meets the needs of some borrowers, there are significant pain points that could deter potential users.